No contract
Cancel anytime. Nothing locks you in, so the system has to keep earning its place every month.
For loan officers closing 3 to 5 loans a month
Your LOS knows every date that matters. Nothing is acting on them.
We connect to your LOS and run your client communications for you. You never log in to anything.
The complete walkthrough is written out below.
Keep scrolling
- Connected to your LOS
- Live in 14 days
- No contract
The pattern
Every closed file eventually goes quiet. That silence is the most expensive part of your business.
You close the loan. You send the congratulations. And then, for most loan officers, that client never hears from you again. No birthday message. No home anniversary note. No annual financial review. Not because you do not care. Because follow-up lives in your head, and your head is busy closing this month’s files.
Here is what that silence costs: the next purchase, the refinance, and every referral that client would have sent go to whoever stayed in touch.
More leads will not fix it. A silent database keeps leaking past clients no matter how many new ones you pour in the top.
The mechanism
We connect to your LOS and run all of it for you.
CRMs hand you software and expect you to run it. MortgageStack did away with the mortgage CRM entirely. We connect to your LOS and run your client communications for you. Nothing for you to run or log into.
Here is exactly what turns on:
- The campaigns your database has been waiting for
- Birthday, home anniversary, holiday, and annual financial review campaigns, applied across your entire imported database. Every date your LOS knows finally gets acted on.
- Loan milestone updates for every party
- As each file moves stage to stage, your borrowers, co-borrowers, buyer agents, and listing agents get the right update by text and email. Fewer "where are we at?" calls, and agents who remember who kept them informed.
- A Google review engine
- Review asks go out after every closing on schedule, and onboarding loads your past-client database onto the same drip for a day-one burst. Your profile grows without you asking anyone.
- Clients booking themselves onto your calendar
- Booking calendars wired to your schedule, and annual financial review invitations that send clients straight to them. Appointments land where they belong, without a scheduling text thread.
- A professional website on your own domain
- Built and hosted for you while you are subscribed, with the booking calendars built in. Included in the price, and optional if you already love your site.
Your borrower, during the file
Quick update: your file moved to Submitted to Underwriting today. I will let you know the moment we hear back.
Conditional approval is in. We are collecting the last items now and pushing for Clear to Close.
Great news: you are Clear to Close. Next step is scheduling your signing. More details shortly.
Your past client, years after closing
Happy birthday! Hope the house is treating you well. Enjoy your day.
It meant a lot helping you get home. If you have 60 seconds, would you share a quick Google review?
It has been about a year since we closed. Want to grab 15 minutes to look over your mortgage together?
- Closing day Congratulations message goes out the day the file funds Text
- Weeks later Google review ask sends at the right moment Text + email
- The holidays Holiday campaign lands, written in your voice Email
- Their birthday Birthday message sends without you remembering it Text
- One year in Home anniversary note marks year one in the house Email
- Annual review Annual review invitation lands, and they book straight onto your calendar SMS
When a file funds in your LOS, MortgageStack sends the congratulations message, queues the review ask for the right moment, schedules next year’s home anniversary touch, and sets the annual financial review campaign. You never opened a screen. Your LOS already knew every date. Now something acts on them.
Ready now? The call is 30 minutes: fit check, price, and what goes live first.
Book a Strategy CallYour part happens once, at the start. Then there is nothing on your to-do list.
Onboarding asks you for four things, one time:
- A short survey
- Your voice, your milestones, your preferences.
- Your contact export
- The past clients and pipeline we import for you.
- LOS authorization
- One approval so your loan data can flow in.
- Domain and profile access
- Your domain and Google Business Profile, where they apply.
From there we do the rest and put it live. MortgageStack works alongside major LOS platforms, and ARIVE is the flagship connection. After go-live there is no login, no homework, and nothing to fall behind on.
You see it working without running anything.
The outputs show up where you already live: reviews climbing on your Google profile, appointments landing on your calendar, borrowers and agents thanking you for updates you never sent by hand. If you want to watch it run, an optional mobile app shows the conversations, reviews, and bookings arriving. Optional is the key word: nothing requires it.
The review burst to your imported past clients goes out.
Annual review booked: Tuesday, 10:15 AM.
The listing agent gets the update the moment the file moves.
This is not for everyone. We would rather tell you here than on a call.
MortgageStack works because it works the clients and pipeline you already have. That means there are three people it genuinely does not fit:
- You have no real database yet
- If you are brand new, with no past clients, closed files, or active pipeline, there is not enough for the system to work with. Close your first files, then come back.
- You want software to run yourself
- There is no login and no dashboard. If you want a CRM to operate, we are the wrong company. We did away with all of that on purpose.
- You are looking for a lead vendor
- We do not sell leads. We work the clients and pipeline you already own. More leads will not fix a silent database.
If you are closing a few loans a month and you know your database deserves better than it is getting, this was built for you. The strategy call is a fit check in both directions.
Why we built this.
We have spent years inside real mortgage pipelines, and the same pattern shows up every time: the loan officers pulling away from the pack are not outworking everyone else. They are running different systems. Their follow-up happens every time because none of it depends on memory or motivation.
We also watched what happens when LOs try to fix this themselves. The CRM becomes another login. The coaching program becomes homework. And the database goes quiet again by spring.
So we built the version we always wanted to hand people: we connect to your LOS, we run the client communications, and nothing lands on your to-do list. Closing 11 loans a month is not 11 times harder than closing 1. It is the same work, done inside a different system.
If that sounds like the thing that has been missing, book the call. We will be straight with you about whether it fits.
Waz and Brad, founders of MortgageStack
The math
The team it would take to do this without us.
To match what turns on in your first 14 days, you would be hiring and licensing all of this:
- An office admin on your client follow-up
- $3,000+/mo
- A marketing assistant on your database
- $1,000/mo
- A mortgage-fluent copywriter
- $500/mo
- CRM and automation licenses
- $400/mo
- Review and reputation software
- $100/mo
- A professional website, hosted and maintained
- $150/mo
- To do what we do without us plus your time to manage all of it
- $5,150/mo
Doing nothing stays free, and stays the most expensive option you have. MortgageStack runs everything on that receipt for $297 a month: same work, one flat price, none of it on you.
The offer
Everything you just read, done for you, at one flat price.
Your client communications, run for you
$297 per month, no setup fee
A full year costs less than your commission on one closed loan. And nothing lands on your to-do list.
What turns on in your first 14 days
- Birthday, home anniversary, holiday, and annual review campaigns across your entire database
- Milestone updates to every borrower, co-borrower, and agent on every file
- Google review asks after every closing, starting with a day-one burst to your past clients
- A professional website with booking calendars, built and hosted on your own domain
- White-glove onboarding, with your past-client database imported for you
- An optional mobile app to watch it work. Optional, always.
$297/month. No setup fee. No contract.
Live in 14 days or your first month is free · 30-day money-back
Texting, calling, and email are billed separately as usage, based on what your account actually sends.
Three commitments. All in writing.
Live in 14 days
Fully live in 14 days, or your first month is free.
30-day money-back
Your first subscription month carries a 30-day money-back guarantee.
The questions we get on almost every call.
- I already have a CRM.
- Keep it or fire it. MortgageStack is not a CRM and there is nothing for you to log into. We connect to your LOS and run the client communications ourselves. Most LOs realize their CRM was only there to do what we now do for them.
- I could hire an assistant or join a coaching program for this.
- You could, and here is that math. A virtual assistant runs $800 to $1,200 a month, and you hire, train, and manage them until they leave. Coaching runs $500 to $1,000 a month, teaches you the system, and leaves the follow-up on your plate. A marketing agency starts around $1,500 and is not wired into your LOS. Every one of them costs more than MortgageStack and routes the work back through you.
- I am not on ARIVE.
- ARIVE is our flagship connection, and MortgageStack works alongside major LOS platforms. On the strategy call we confirm your LOS and walk through exactly how your data flows in.
- What does the separate usage billing actually cost?
- It works like a phone bill: you pay for the texts, emails, and calls your account actually sends, and nothing else. A bigger database sends more than a smaller one, which is exactly how it should scale. On the call, we size it against your actual database so there are no surprises.
- I already have a website I like.
- Keep it. The new website is included in the price but completely optional. Everything else runs the same either way.
- Who is actually talking to my clients?
- Every campaign and update goes out in your name and your voice, written from your onboarding survey. The messages deliver updates and invite bookings; they never quote rates, never give loan advice, and never qualify anyone. You own every real conversation.
- What happens if I cancel?
- Nothing locks you in. There is no contract; cancel anytime and the system turns off, including the website we host if you used it. We prefer it that way: the system has to keep earning its spot every month.
Two ways to start. Both take minutes.
Some LOs know by now. Some want to talk it through first. Both doors lead to the same place: your client communications, running by themselves, inside 14 days.
Already sure? Start today.
You have seen what turns on, what it costs, and the three commitments in writing. Start now and we begin with your onboarding inputs: one survey, one export, one authorization.
Get Started Today$297/month. No setup fee. No contract.
Have questions? Book the call.
Thirty minutes: we confirm your LOS, size your database, and tell you honestly whether this fits. A fit check in both directions.
Book a Strategy CallTimes show in your timezone.